Frequently Asked Questions

Answers to common questions about our legal services, process, and how we can help you..

  • You can start by calling or texting us directly. We’ll schedule a free intake call to evaluate your situation and match you with an attorney licensed in your state.

  • We handle a wide range of consumer debt including credit card debt, medical bills, personal loans, payday loans, auto deficiencies, and third-party collection lawsuits.

  • In many cases, yes. We may be able to file motions to vacate judgments or negotiate a settlement to stop wage garnishments or bank levies. Timing is critical, so don’t delay.

  • Pricing varies depending on the stage of the case and the complexity. Payment plans are available.

  • Yes. We believe everyone deserves legal help, so we offer flexible payment plans based on your budget and the urgency of your case.

  • Yes, your assigned attorney will appear on your behalf where possible. In some states, your virtual presence may be required.

  • Absolutely. Our attorneys are skilled negotiators and often resolve debt matters before they ever reach a courtroom.

  • Yes. Making a payment doesn’t automatically mean you owe the full amount or waive your legal defenses. We’ll review your case to see what can be done.

  • No. Once we’re on file as your representative, we handle all communication with the collector or opposing attorney.

  • While we don’t provide traditional credit repair, we can assist with legal disputes related to inaccurate or invalid debt reporting as part of your case.

  • No. We are a nationwide law firm with licensed attorneys in multiple states, and we’re continuing to expand.

  • Contact us immediately. The sooner we’re involved, the more options we have to protect your rights.

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