How to Stop Wage Garnishment and Get Your Paycheck Back
Few things are more stressful than seeing money taken out of your paycheck before it even hits your bank account. If your wages are being garnished due to a judgment or unpaid debt, you still have options — and you may be able to stop it.
At Everest Law PC, we help clients fight wage garnishment and reclaim their financial control. Here’s what you need to know:
1. What Is Wage Garnishment?
Wage garnishment happens when a creditor obtains a court order allowing them to take money directly from your paycheck. This usually follows a default judgment after a debt collection lawsuit.
Most garnishments take up to 25% of your net pay, which can put serious strain on your ability to afford rent, groceries, or child care.
2. Can You Stop a Wage Garnishment?
Yes. Depending on your case, you may be able to:
Vacate the judgment (especially if you were never properly served)
File a claim of exemption if garnishment causes financial hardship
Negotiate a settlement or payment plan with the creditor
Dispute the debt if it’s incorrect or too old
We’ll review your situation and choose the best strategy for you.
3. How Fast Can It Be Stopped?
In many cases, we can file emergency motions to pause the garnishment and request a hearing. Timing is critical, so the sooner you act, the more income we may be able to protect.
4. Don’t Let One Mistake Ruin Your Finances
Many people don’t even know they were sued until their wages start getting taken. Whether you missed a court date or never got notice of the lawsuit, you still have rights — and Everest Law PC is here to help you fight back.
Get Help Before Your Next Paycheck
Don’t let another paycheck go to collections. Contact us today for a free consultation. We’ll review your case, explain your options, and help you take action quickly.
Everest Law PC – Protecting What You Earn